Wednesday, March 7, 2012

Financial tips to save money | Philadelphia Bankruptcy Attorney

Would you like to save a few thousand dollars a year?

Practice the following ten financial tips and start saving today.

1. Terminate your landline immediately. Everyone uses a cell phone these days and there is no good reason to keep paying two phone bills every month.

Savings: $50.00 / month

2. Change your cell phone plan. Almost every wireless carrier has an unlimited plan that includes unlimited minutes, text and internet for $50.00. Switch today.

Savings: $100.00 / month

3. Cut the cable cord. Switch out your Xfinity or Fios plan to a basic digital plan and sign up for a Netflix subscription to stream TV shows & movies. The digital basic plan runs about $8.00 a month and the Netflix subscription provides access to hundreds of thousands of movies and TV shows.

Savings: $100.00 / month

4. Close your bank account today and open up a checking/savings account at a local credit union. Credit unions do not charge hidden bank fees like monthly maintenance fees, excessive transaction fees or yearly account fees.

Savings: $25.00 / month

5. Buy groceries in bulk at Sam?s, Cost Co. or Bj?s. Buying larger quantities of toiletries, poultry, dry goods and cleaning supplies will save you hundreds of dollars a year.

Savings: $200.00 / month

6. Sign up a discount card at every store that you shop at regularly. ACME/Superfresh/Shoprite and convenience stores like CVS/Rite Aid/Walgreens all have special discounts for frequent shoppers that can save you hundreds of dollars each year.

Savings: $50.00 / month

7. Ask for a reduction on your home internet or switch internet service providers. Many internet companies have 6-month promotional package for as little as $19.99 a month.

Savings: $25.00 / month

8. Start shopping at outlet stores and Stop paying brand name prices at retail stores. Outlet stores can save you and your family hundreds of dollars each year on clothes.

Savings: $50.00 / month

9. Buy alcohol and cigarettes in Delaware or New Jersey. The cost of alcohol and cigarettes is almost 50% less in New Jersey and Delaware.

Savings: $50.00 / month

10. Reduce your restaurant bill 33% by purchasing a gift certificate online at www.restaurant.com.

Savings: $100.00 / month

It?s your money. Start saving today?

Total Savings: $ 750.00 / month

Source: http://thephiladelphiabankruptcyattorney.com/uncategorized/549/

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